N. Bargavi, S. G. Athawale, K. Amistapuram, and A. R. Aitha, “Safeguarding Consumer Data in Digital Insurance: Legal Frameworks and Ethical Imperatives”, Int. Ins. Law. Rev., vol. 34, no. S1, pp. 272–284, Jan. 2026, doi: 10.65677/iilr.34.S1.17.