Dr. Lianne R. Bautista and Dr. Mohd Azlan bin Hakimi, “Fraud in the Fast Lane: Evaluating the Vulnerabilities of InsurTech Systems in Southeast Asia”, Int. Ins. Law. Rev., vol. 33, no. 2, pp. 130–166, Jun. 2025, Accessed: Apr. 30, 2026. [Online]. Available: https://lumarpub.com/iilr/article/view/33.2.5