Dr. Jean-Claude Niyigena, Dr. Fatoumata Diallo, and Dr. Blessings Nkhoma, “Strengthening Legal Foundations: Ensuring Accountability in Microinsurance Schemes”, Int. Ins. Law. Rev., vol. 32, no. 2, pp. 66–81, Jun. 2024, Accessed: Apr. 17, 2026. [Online]. Available: https://lumarpub.com/iilr/article/view/32.2.4