Dr. Luca Moretti, Dr. Maria Svensson and Dr. Fernando López (2023) “Balancing Consumer Rights and Insurer Obligations: A Critical Analysis of Insurance Contract Laws in Europe”, International Insurance Law Review, 31(3), pp. 22–43. Available at: https://lumarpub.com/iilr/article/view/31.3.2 (Accessed: 2 May 2026).