Dr. Emily Watson and Dr. Thabo Mokoena (2022) “Third-Party Liability Insurance Laws: Balancing Policyholder Interests and Legal Obligations Across Jurisdictions”, International Insurance Law Review, 30(4), pp. 45–68. Available at: https://lumarpub.com/iilr/article/view/30.4.3 (Accessed: 12 December 2025).