JOSHI, Suresh C.; CHAUDHARY, Diwakar. The Metaverse and the Rule of Risk: AI Insights, Human Judgment, and the Future of Digital Governance. International Insurance Law Review, Sussex, U.K., v. 33, n. S5, p. 451–473, 2025. DOI: 10.64526/. Disponível em: https://lumarpub.com/iilr/article/view/33.S5.29. Acesso em: 12 dec. 2025.