DR. SITI NURHALIZA; PROF. KENJI MATSUMOTO. Insurance Coverage for Natural Disasters: Legal Perspectives from Indonesia and Japan. International Insurance Law Review, Sussex, U.K., v. 29, n. 4, p. 49–70, 2021. Disponível em: https://lumarpub.com/iilr/article/view/29.4.3. Acesso em: 2 sep. 2025.