DR. JAVIER PÉREZ; DR. FERNANDA RUIZ. Consumer Protection in Digital Insurance: Legal Responses to Emerging Risks in Developing Economies. International Insurance Law Review, Sussex, U.K., v. 32, n. 3, p. 72–96, 2024. Disponível em: https://lumarpub.com/iilr/article/view/32.3.4. Acesso em: 18 apr. 2026.