Pattnaik, T. K.; Hota, P.; Nayak, B. Stakeholder’s Expectation on Integrating ICT and the 5T Framework for Transformative E-Governance in Odisha. Int. Ins. Law. Rev. 2025, 33 (S5), 916-927. https://doi.org/10.65677/iilr.33.S5.58.